At SLK we pride ourselves on providing solutions for investors, making your money work harder for you, rather than it sitting in the bank gaining little or no interest.
Investment returns through property come in all shapes and forms; from simple interest on capital lending that facilitates a ‘flip’ (Buy – Refurb – Sell) to longer term equity investment, profit sharing and holding of property to benefit from annual cashflow returns combined with Capital Growth.
As an investor, you really need to fully understand and know what kind of returns you want from property. Then we can help you hone your investment strategies.
If you want quicker returns, then capital lending, at annualised interest rates, is usually the quickest, least risky strategy. The returns will be solid, if unspectacular; typically 5% – 10% annualised, sometimes more on very short term lending.
If you are in it for the long haul, then the range of possibilities really opens up. For instance, you can choose to adopt a BRR (Buy – Refurb – Refinance) strategy, which may or may not leave money in a property, but balance that additional risk by sharing in the security of equity. This may be through your personal name or through a Limited Company or LLP.
Longer term strategies enable you to reap the rewards of regular returns from profits in lettings activity plus the longer you hold, the more you will benefit from Capital Growth.
You may even want to build a long term, multi-property portfolio which offers the opportunity to blend strategies – optimising income generation with Capital Growth, while balancing risk through diversification of activity.
Please be aware though, that not all strategies are open to all investors.
Any investor can facilitate simple lending to earn a return from a project or development. Here a fixed rate of interest is returned to the investor, together with the capital sum, ready to be used again. Or not. It’s a very good way to start and ‘test the water’ and to judge your risk appetite.
If you want to get more involved in profit sharing, Joint Venture projects, equity investing by holding property in Companies with partners, or any of the many more complex and higher rewarding strategies, then you must be what is termed a ‘sophisticated investor’. This means you must be a High Net Worth Individual (HNWI) or certified as compliant with the Financial Conduct Authority’s regulation FCA 13/3. If you are unsure about this, we can help you understand your position and get certified.
To learn more about the opportunities that are open specifically to you and how we can help, please contact us through the form linked below. We will arrange a call or meeting and get the dialogue started. Don't worry, there's never any hard sell - we listen to what you want, advise and help you decide on your best strategy, whether it is with us or not. We always aim to help in whatever way we can.
We look forward to hearing from you.